228 loan - An Overview
228 loan - An Overview
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A limited reason financial institution's community advancement financing overall performance in its facility-based mostly evaluation places during the State or multistate MSA; and
When making use of efficiency tests and strategic options pursuant to paragraph (a) of this section, and when pinpointing no matter if to approve a strategic program pursuant to § 228.
(1) Proof of notice publication and an outline of its initiatives to hunt input from members of the general public, like people today and businesses the bank contacted And just how the lender gathered information;
(i) The amount and share of originations and programs of the large financial institution's house home loan loans by borrower or applicant earnings stage, race, and ethnicity;
(D) A financial institution apart from a big bank may consist of retail banking providers or retail banking items element(s) and accompanying once-a-year measurable targets in its prepare.
A financial institution matter to this element could ask for which the Board confirm that a loan, financial investment, or provider is qualified for Group development consideration by publishing a ask for to, As well as in a format prescribed by, the Board.
The Board's consideration on the department distribution metrics is knowledgeable by the following benchmarks:
For a big bank required to report residence property finance loan loan data pursuant to twelve CFR aspect 1003, the Board will publish about the Board's website the data needed by paragraph (j)(2) of this portion regarding the distribution of a giant bank's originations and apps of residence house loan loans by borrower or applicant earnings degree, race, and ethnicity in Each and every from the financial institution's facility-centered evaluation regions, and as relevant, its retail lending assessment places. This info is posted per year depending on facts documented pursuant to twelve CFR component 1003.
The Board click here seeks to act on a draft strategy within just ninety calendar days following the Board gets the entire draft program and also other materials expected pursuant to paragraph (file) of the segment.
) of the part, The proportion of responsive deposit accounts when compared to overall deposit accounts for yearly with the analysis period of time.
Loans, investments, and expert services that aid modest companies or compact farms in accordance with how modest organizations and little farms are outlined in the applicable approach, system, or initiative, but excluding loans by a financial institution directly to modest businesses or tiny farms (possibly as described in a govt plan, software, or initiative or in § 228.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
(B) A financial institution may specify applying property in its place denominator for just a Group advancement funding metric if it much better actions a financial institution's capacity.
(4) When the lender did not revise the Preliminary draft plan in response to solutions or considerations from general public enter acquired, a proof for why any recommendation or concern was not addressed inside the draft plan.